Jump to main content

Home >
Financial product comparisons >
Personal current accounts

Ulster Bank - ufirstgold Current Account

Back to comparison page

Product details

Provider:	Ulster Bank
Product name:	ufirstgold Current Account
Website:	Ulster Bank

Day to day banking fees
Branch transaction:	€0.00
Contactless payments:	Not available
Debit/Laser card/ATM transaction fee:	€0.00
Internet transaction:	€0.00
Phone transaction:	€0.00

Payment fees
Cheque processing fee:	€0.00
Credit transfers:	€0.00
Direct debit Fee:	€0.00
Direct debit set-up:	€0.00
Standing order amendment:	€0.00
Standing order fee:	€0.00
Standing order set-up:	€0.00

Fees for non-payment
Cheque lodged/returned unpaid:	€12.70
Cheque retrieval:	€0.00
Cheque/direct debit returned from account:	€12.70
Referral item fee:	€4.44 per item
Standing order unpaid:	€12.70
Stop payment instruction:	€5.08

Overdraft fees
Nominal interest charged on authorised overdraft:	9.99%^{Footnote 3 ˅}
Overdraft renewal fee:	€0.00
Overdraft set up fee:	€0.00
Surcharge interest on unauthorised overdraft:	9.0%

Additional banking fees
Duplicate statement(per page):	First page €3.81, second page €2.52, no charge for additional pages.
Quarterly fee:	€42.00^{Footnote 1 ˅}

Lost card fees
Replacement of lost/stolen card:	€0.00
Replacement PIN:	€0.00

Non-euro transaction fees
Non-euro card purchase:	1% of transaction value (minimum €0.25, maximum €6.00) plus additional currency conversion fee of 1% (minimum €0.25, maximum €6.00)
Non-euro cash withdrawal fee:	2% of transaction value (minimum €3.00, maximum €12.00) plus exchange rate fee of 1.5%^{Footnote 2 ˅}

Benefits
Interest earned on credit balance:	0.15%

Other details
Interest-free overdraft information: Ulster Bank will not charge debit interest when the account stays within the agreed interest-free overdraft limit. If the overdraft exceeds €1,000, but stays within an agreed limit, Ulster Bank will apply the authorised overdraft rate of 9.99% to the full amount borrowed, including the €1,000 within the interest-free overdraft.

Footnotes

This is charged monthly (€14.00 per month) ^
These charges do not apply at Ulster Bank, EasyCash, RBS or NatWest ATMs. ^
An interest-free overdraft of up to €1,000 is available with a ufirst gold current account. Please see product details for complete information. ^

Back to comparison page

Please fill in the form to email this page as PDF

Your Email:

Recipient Email:

Email Subject:

Email Message:

Send Email

23/05/2013

All Information correct as at 23 May 2013

Personal Finance Queries, National Consumer Agency, 4 Harcourt Road, Dublin 2.
Lo-call 1890 432 432 (Opening hours from 9am to 6pm Monday to Friday)

National Consumer Agency