AIB

1. To qualify for free maintenance and transaction banking on your personal current account (including cashsave accounts), up to and including Friday the 25th May 2012,  you need to make a purchase using your AIB debit card and use AIB phone and internet banking to make a debit transaction, like paying a bill. From Monday 28th May 2012, you must maintain a minimum daily credit statement balance of €2,500 in the account for the full quarter. Please see product details for complete information. ^

Bank of Ireland

2. Customers can avoid account transaction fees by lodging at least €3,000 to their personal current account and by making at least 9 debit payments from that account using 365 Phone and/or 365 Online during the relevant fee quarter; or by maintaining a minimum credit balance of €3,000 in their personal current account throughout the full fee quarter. ^
3. The Annual Percentage Rate for a personal overdraft is calculated by reference to an overdraft limit of €2,000 and facility fee of €25.00. ^
4. €11.40 for up to 90 transactions. Transactions in excess of 90 per fee quarter are charged €0.28 each. ^
5. Customers can avoid account transaction fees by lodging at least €3,000 to their personal current account and by making at least 9 debit payments from that account using 365 Phone and/or 365 Online, during the relevant fee quarter; or by maintaining a minimum credit balance of €3,000 in their personal current account throughout the full fee quarter. ^
6. The Annual Percentage Rate for a personal overdraft is calculated by reference to an overdraft limit of €2,000 and a facility fee of €25.00. ^

EBS Limited

7. Customers can get 5 free withdrawals each month by ATM or in branch (cash or cheque) if either at least €1,500 is lodged to the account each month, either in one lump sum or in installments or a minimum balance of €500.00 is maintained in the account each month. ^
8. An authorised overdraft is not available on this account. ^

National Irish Bank

9. The Annual Percentage Rate (APR) for a personal overdraft is calculated by reference to an overdraft limit of €1,500.The overdraft renewal fee of €20.00 is not included in this APR calculation. ^

Permanent TSB

10. Quarterly fee applies if customer does not meet qualifying criteria: a) lodge at least €3,000 and, b) make at least 18 card purchases and, c) make at least 1 financial transaction through telephone and online banking and, d) keep the account within agreed limits. ^

Ulster Bank

11. This is charged monthly (€10.00 per month) ^
12. This is charged monthly (€14.00 per month) ^