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One Direct - One Direct Credit Card

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Product details

Provider:	One Direct
Product name:	One Direct Credit Card
Card type:	Visa
Website:	One Direct

Using your credit card abroad
Non-euro cash withdrawals as % of transaction value:	2.65%
Non-euro purchases fee as % of transaction value:	2.65%

Rates
Annual (nominal) interest rate charged on cash withdrawals:	18.1%
Annual (nominal) interest rate charged on purchases:	14.9%
APR charged on purchases:	19.3%

Fees & charges
Cash advance fee as % of transaction value:	1.5% (Min €2.50, no Max)
Late payment fee:	€15.24
Over credit card limit fee:	€12.70
Unpaid item fee:	€19.05

Introductory rate offers
Introductory rate on balance transferred:	0% for 10 months
Introductory rate on new purchases:	None

Terms and conditions
Maximum interest-free period on cash:	None
Maximum interest-free period on purchases:	58 days
Minimum qualifying salary:	Not required

Other details
The One Direct Credit Card is issued by MBNA.

Footnotes

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25/05/2013

All Information correct as at 24 May 2013

Personal Finance Queries, National Consumer Agency, 4 Harcourt Road, Dublin 2.
Lo-call 1890 432 432 (Opening hours from 9am to 6pm Monday to Friday)

National Consumer Agency