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Ulster Bank - Classic MasterCard

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Product details

Provider:	Ulster Bank
Product name:	Classic MasterCard
Card type:	Mastercard
Website:	Ulster Bank

Using your credit card abroad
Non-euro cash withdrawals as % of transaction value:	2% (minimum €2.54) plus a 1.5% administration fee.
Non-euro purchases fee as % of transaction value:	2%

Rates
Annual (nominal) interest rate charged on cash withdrawals:	19.3%
Annual (nominal) interest rate charged on purchases:	16.62%
APR charged on purchases:	22.7%^{Footnote 2 v}

Fees & charges
Cash advance fee as % of transaction value:	1.5% (minimum €2.54)
Late payment fee:	€8.50
Over credit card limit fee:	€8.50
Unpaid item fee:	€7.00

Introductory rate offers
Introductory rate on balance transferred:	3.9% for 12 months
Introductory rate on new purchases:	0% for 3 months^{Footnote 1 v}

Terms and conditions
Maximum interest-free period on cash:	0 days
Maximum interest-free period on purchases:	56 days
Minimum qualifying salary:	Not required

Footnotes

An introductory APR of 0% applies to new purchases for 3 months after which the standard APR on purchases applies. ^
The Representative APR for this card is 22.7%. This APR is based on a credit limit of €1,500 and Government stamp duty of €30. ^

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24/05/2013

All Information correct as at 24 May 2013

Personal Finance Queries, National Consumer Agency, 4 Harcourt Road, Dublin 2.
Lo-call 1890 432 432 (Opening hours from 9am to 6pm Monday to Friday)

National Consumer Agency